Supplier Intelligence Portal — M.Y. Bari Mills (Pvt.) Limited

Risk Profile

Attribute	Value	Score	Wt
🇺🇸 United States✅	950✅	53.4%~	SEA?
🇩🇪 Germany✅	852✅	39.9%~	SEA?
🇳🇱 Netherlands✅	336✅	15.7%~	SEA?
🇳🇴 Norway✅	70✅	3.3%~	SEA?
🇵🇱 Poland✅	22✅	1.0%~	SEA?

Attribute	Value	Score	Wt	Wtd
Shipment Delay Days	5.01 days	0.67	50%	15.08
Claim Rate	-	1	15%	6.75
No. of Yr Txn	3 years	0.33	10%	1.49
Active Past 2 Years	Yes	1	25%	11.25

Attribute	Value	Score	Wt	Wtd
Product Focus	3	1	10%	4.00
Years of Operation	12	0.67	15%	4.02
Relationship Length	5 yrs	1	10%	4.00
Well Known Brands	1	1	10%	4.00
Buyer Concentration (Top 3)	0.66	1	10%	4.00
No. of Buyers	40	1	5%	2.00
Core Buyer (Top10) Lost Ratio	46.00%	1	10%	4.00
Sales Turnover	USD 18M	1	5%	2.00
Txn Frequency	4	0.33	10%	1.32
Txn Volatility	-6.66%	0.67	5%	1.34
Payment Term	120 Days	—	10%	0
Adverse News	—	—	—	—

Supply Chain Flow ✅

Production Intelligence ✅

~2,500

Workers

178 looms?

Lines

2M+🔍

Monthly Cap

95%✅

OTD

100%

1st Pass

S.I.T.E. Karachi Complex🇵🇰 PakistanOTD 94%ISO ✓Self-owned

Updated: May 2026

Scale & Delivery

Workers~2,500~

Sewing Lines178 looms?

Lead Time45-60 Days FOB🔍

Annual Output2M+ pieces/yr🔍

Monthly Cap200K+ pieces/mo🔍

MOQ500-999 units🔍

Quality Insight

1st Pass Rate100%✅

Defect Rate0.39%✅

Re-inspection5.00%✅

Claim RatioNone✅

Audit (WRAP/ISO Certified)Pass✅

Product Exp.12+ years✅

Certifications

SEDEXISO CertifiedISO 9001OEKO-TEX

Building SafetyPassed✅

Fire SafetyPassed✅

EnvironmentalPassed✅

QMSIn-house

Product Catalog ✅

🧵Bath Towels">

Bath Towels

200 TC cotton percale · HS 63023130 / 63023920

MOQ 1,000 sets Action Walmart

🧵Terry Towels">

Terry Towels

Woven terry fabric · HS 630710

MOQ 2,000 pcs Woolworth GMBH Action Service

🧵Bar Mop Towels">

Bar Mop Towels

Commercial grade cotton bar mops · HS 630260

MOQ 1,000 pcs US Retailers Food Service

🧵Washcloths">

Washcloths

Cotton face cloths & washcloths · HS 630260

MOQ 500 pcs Dollar General

🧵Kitchen Towels">

Kitchen Towels

Cotton kitchen & dish towels · HS 630260

MOQ 1,000 pcs Coop Norge Lomotex

🧵Hand Towels">

Hand Towels

Cotton hand towels for hospitality · HS 630260

MOQ 2,000 pcs Hospitality Healthcare

Production Flow & WIP ?

WIP data: Not provided

RM Arrival

⚠ N/A

Not provided

→

Warping

⚠ N/A

Not provided

→

Terry Weaving

⚠ N/A

Not provided

→

Dyeing & Finishing

⚠ N/A

Not provided

→

FRI

100%

Passed

🔒 Milestone dates not provided for Spinning / Weaving / Dyeing

✅

Quality Stable

1st pass rate 96.8% consistent 3 quarters. Above industry benchmark 95%.

⚠️

Claim Rate Approaching Threshold

Currently 1.8%, threshold 3%. Root cause: handling, not manufacturing.

📋

WIP Milestone Data Gap ~

Adding production milestones would upgrade pre-shipment financing from Conditional to Recommended (+15% facility).

✅

Pre-Shipment Financing Viable

96.8% pass + 1.2d delay + 73yr track record = strong candidate.

Country	Shipments	Value	Mode
🇺🇸 USA	950	60.1%	SEA
🇩🇪 Germany	852	39.9%	SEA
🇳🇱 Netherlands	336	15.7%	SEA
🇳🇴 Norway	70	3.3%	SEA
🇵🇱 Poland	22	1.0%	SEA

Trigger	Method	Action
TAT outlier	Same-port comparison	Check forwarder
Seasonal spike	Holiday calendar	Pre-book capacity
Route deviation	Historical norm	Carrier review

Payment & Buyer Intelligence ⓘ

51✅

Buyers

120d

Avg Term

Medium

Concentration

2,230✅

Total Shipments

USD 18M+

Total Value

Buyer Flow: Market → Product → Buyer ✅

✅ = direct internal data (validated) ~ = estimated (Annual Sales × 0.000511 txn/$) 🔍 = web research / Jerri Excel

DOLGENCORP LLC (Dollar General) CoreA

▼

🇺🇸 United States · 5yr · O/A 60d · OTD 98.5% · Claim 0.5%

LOMOTEX GMBH & CO.KG Core

▼

🇩🇪 Germany · 6yr · O/A 90d · OTD 97.0% · Claim 0.8%

ACTION SERVICE & DISTRIBUTIE B.V. CoreAir8BB-/Stable

▼

🇳🇱 Netherlands · 5yr · O/A 60d · OTD 96.0% · Claim 1.0%

WOOLWORTH GMBH CoreInt. B

▼

🇩🇪 Germany · 4yr · O/A 90d · OTD 96.5% · Claim 0.9%

MISTRAL HOME NV Core

▼

🇧🇪 Belgium · 4yr · O/A 60d · OTD 95.5% · Claim 1.1%

COOP NORGE SA CoreInt. B

▼

🇳🇴 Norway · 3yr · O/A 90d · OTD 97.0% · Claim 0.7%

PEM AMERICA, INC. Core

▼

🇺🇸 United States · 4yr · O/A 45d · OTD 96.0% · Claim 0.9%

ROSS STORES, INC. CoreBBB+/StableInt. A

▼

🇺🇸 United States · 5yr · O/A 60d · OTD 98.0% · Claim 0.6%

PEPCO HOLDINGS SP Z O O Core

▼

🇵🇱 Poland · 3yr · O/A 60d · OTD 95.0% · Claim 1.2%

THE KROGER CO. CoreBBB/StableInt. A

▼

🇺🇸 United States · 3yr · O/A 60d · OTD 97.5% · Claim 0.8%

+ 41 more buyers (Total: 51 buyers)

🔴

60-Day Payment Terms Exposure

Action and Dolgencorp (Dollar General) at LC 60d. If delayed, collection could push to 90d+.

✅

Action [Financed] — Air8 Financed Pair

Action Service & Distributie B.V. (🇳🇱). Credit BB-/Stable. Air8 active facility. Auto-renewal eligible.

⚠️

Buyer Concentration High

51 buyers across 5 markets. Top 3 (Dolgencorp + Lomotex + Action) = 79.8% of txns — above 65% threshold. Diversification recommended.

Procurement Intelligence ⓘ

Materials

~35

Upstream

BCI

Yarn Cert

↓ Easing

Cost Trend

90%+

PK Yarn

Material Flow: Material → Supplier ⓘ

Material Cost Trends ($/unit) ?

Certification Coverage 🔍

78%

Cotton Yarn: BCI 100%Terry Fabric: OEKO-TEX 90%Dyes: ZDHC 80%Chemicals: REACH 90%ISO 9001: 100%

🔴

Yarn Supplier Concentration: Top 3 = 73% of Upstream Volume

Masood Roomi, Sapphire Fibres, Archroma Pakistan. Top 3 = ~73% of upstream procurement.

⚠️

UFLPA Compliance Gap

US Customs requires cotton yarn origin traceability under UFLPA. BCI certification for all yarn batches needed.

⚠️

Pakistan Energy Cost Surge (+40% Gas Tariff)

Gas tariffs up +40% YoY. Estimated PKR 1.1B annual cost increase on dyeing and processing for M.Y. Bari's 3 factories.

✅

PKR/USD Volatility — 30%+ Depreciation Since 2022

USD contracts stable but imported dyes/chemicals rose significantly in PKR terms. Review hedging.

Market Insights 🔍

Macro Signals 🔍

🔴 Headwinds

Pakistan Energy Crisis — gas/electricity tariffs +40% YoY increasing processing costs

UFLPA Enforcement — US customs scrutiny on cotton origin for Pakistani textiles

PKR Depreciation — imported dyes/chemicals more expensive in local currency

EU CBAM — carbon tariff may apply to Pakistani textile exports from 2026

Competition from India and Bangladesh on price and lead time

🟢 Tailwinds

Pakistan GSP+ status — preferential EU tariff access continues

Post-COVID home textile demand strong globally (bedding, towels)

Ideas by M.Y. Bari Mills retail expansion — growing domestic revenue

Dolgencorp (Dollar General) + Lomotex + Action — 3 anchor buyers ensure volume stability

Automation investment — new looms/digital printing reducing lead time

Data Gap → Risk Improvement

Data Gap	Current Impact	If Provided
WIP Milestones	Pre-ship: Conditional	Recommended +12%
Cotton Origin Docs	UFLPA: Partial	Full US compliance
Lab Testing	Quality conservative	QA/QC ↑
Energy Audit	Cost est. only	Precise pricing
Carrier Data	TAT reactive	Real-time alerts

💡 Providing Providing WIP + origin docs can directly upgrade US shipment compliance